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Documents to Check Before Buying Property in Maharashtra

By Prestige EnterprisesUpdated October 29, 20266 min read
Quick answer

Check the chain of title, the approved plan and commencement or occupancy certificate, RERA registration for new projects, the 7/12 extract or property card for land, and society or builder NOCs. Have your lawyer review everything before you pay.

Ownership

Ask for the chain of ownership documents, the previous agreements and the registration extracts (Index II) that show past transactions. The seller's name must match the owner on record.

Approvals

For flats: approved plan, commencement certificate, occupancy certificate for completed buildings and the MahaRERA registration for new projects. For land: the 7/12 extract (or property card in city areas), land-use zone and any non-agricultural order.

Dues and encumbrances

Ask for property tax receipts, electricity and water bills, society maintenance statements and a clear confirmation that the property is free of loans or disputes.

  • Share certificate and society NOC for resale
  • Agreement for sale, registered
  • Receipts for all payments made
  • Bank NOC if the property is mortgaged

Get a lawyer involved

We coordinate the checklist and the visits, but a property lawyer should give the title opinion. It is a small cost compared with the price of the home.

Questions people ask

What is a 7/12 extract?
It is the Maharashtra land record that shows the owner, land-use and encumbrances on a parcel of land. It is essential when you buy a plot or farmland.
Is a notarised agreement enough?
No. A property transfer should be on a registered agreement with proper stamp duty paid.

Want this checked for your property?

Send us the project name, location and your budget on WhatsApp. We will tell you what to verify before you pay anything.

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