https://www.prestigeenterprises.in/blog/Plain-language guides on stamp duty, RERA, home loans, documents, taxes and buying property in Kalyan, Dombivli, Thane and Mumbai.en-INhttps://www.prestigeenterprises.in/blog/how-to-buy-a-flat-in-kalyan-dombivli/https://www.prestigeenterprises.in/blog/how-to-buy-a-flat-in-kalyan-dombivli/Thu, 29 Oct 2026 09:00:00 +0000Set a total budget that includes stamp duty and other costs, shortlist three or four projects, verify RERA and title, sign and register the agreement, then arrange the loan and take possession with an occupancy certificate.https://www.prestigeenterprises.in/blog/stamp-duty-registration-charges-maharashtra/https://www.prestigeenterprises.in/blog/stamp-duty-registration-charges-maharashtra/Thu, 29 Oct 2026 09:00:00 +0000At the time of writing, stamp duty in Mumbai is 6% for men and 5% for women buying residential property in their sole name, including 1% metro cess. Registration is 1% of the value, capped at ₹30,000 above ₹30 lakh. Rates in other municipal areas can differ, so confirm locally.https://www.prestigeenterprises.in/blog/check-rera-registration-before-you-buy/https://www.prestigeenterprises.in/blog/check-rera-registration-before-you-buy/Thu, 29 Oct 2026 09:00:00 +0000Look up the project's MahaRERA registration number on the official MahaRERA website, confirm that the promoter, plot, approvals and completion date match what you were told, and never pay a token amount for a project that is not registered.https://www.prestigeenterprises.in/blog/home-loan-eligibility-emi-guide/https://www.prestigeenterprises.in/blog/home-loan-eligibility-emi-guide/Thu, 29 Oct 2026 09:00:00 +0000Lenders look at your income, existing EMIs, credit score and the property itself. RBI limits how much of the value a lender can finance, so you need to arrange a down payment of roughly 10% to 25% depending on loan size, plus the costs on top of the price.https://www.prestigeenterprises.in/blog/under-construction-vs-ready-to-move/https://www.prestigeenterprises.in/blog/under-construction-vs-ready-to-move/Thu, 29 Oct 2026 09:00:00 +0000Ready-to-move flats cost more upfront but carry less risk and, with an occupancy certificate, no GST. Under-construction homes are cheaper and can be paid in stages, but you wait for possession and carry delivery risk, which RERA reduces but does not remove.https://www.prestigeenterprises.in/blog/documents-to-check-before-buying-property/https://www.prestigeenterprises.in/blog/documents-to-check-before-buying-property/Thu, 29 Oct 2026 09:00:00 +0000Check the chain of title, the approved plan and commencement or occupancy certificate, RERA registration for new projects, the 7/12 extract or property card for land, and society or builder NOCs. Have your lawyer review everything before you pay.https://www.prestigeenterprises.in/blog/buying-a-resale-flat-checklist/https://www.prestigeenterprises.in/blog/buying-a-resale-flat-checklist/Thu, 29 Oct 2026 09:00:00 +0000For a resale flat, confirm clear title, a society NOC, the share certificate, no outstanding dues, the state of the building and any redevelopment plan, and ask the society about transfer charges before you commit.https://www.prestigeenterprises.in/blog/ready-reckoner-rate-explained/https://www.prestigeenterprises.in/blog/ready-reckoner-rate-explained/Thu, 29 Oct 2026 09:00:00 +0000The Ready Reckoner rate is the government's minimum per-square-foot value for a locality. Stamp duty is charged on the higher of the agreement value and the Ready Reckoner value, so you cannot reduce stamp duty by showing a lower price.https://www.prestigeenterprises.in/blog/rent-or-buy-in-mumbai-metropolitan-region/https://www.prestigeenterprises.in/blog/rent-or-buy-in-mumbai-metropolitan-region/Thu, 29 Oct 2026 09:00:00 +0000Buy if you plan to stay at least five to seven years, can manage the EMI comfortably and have the down payment ready. Rent if you are likely to move, or if the rent is much lower than the EMI and you can invest the difference with discipline.https://www.prestigeenterprises.in/blog/capital-gains-tax-on-property-sale/https://www.prestigeenterprises.in/blog/capital-gains-tax-on-property-sale/Thu, 29 Oct 2026 09:00:00 +0000Property held for more than 24 months is taxed on long-term gains at 12.5% without indexation. For property bought before 23 July 2024, resident individuals and HUFs can choose the lower of 12.5% without indexation or 20% with indexation. Reinvestment exemptions can reduce the tax.https://www.prestigeenterprises.in/blog/property-investment-kalyan-corridor/https://www.prestigeenterprises.in/blog/property-investment-kalyan-corridor/Thu, 29 Oct 2026 09:00:00 +0000Buyers are watching the Kalyan corridor because of its rail links, lower prices than Thane and Mumbai, and metro and road projects. The risks are project delays, oversupply in some pockets and uneven quality, so choose RERA-registered projects with a strong delivery record.https://www.prestigeenterprises.in/blog/nri-buying-property-in-maharashtra/https://www.prestigeenterprises.in/blog/nri-buying-property-in-maharashtra/Thu, 29 Oct 2026 09:00:00 +0000NRIs and OCI cardholders can buy residential and commercial property in India without special RBI permission, but not agricultural land, plantation property or a farmhouse. Payment must go through proper banking channels, and rules on repatriation and tax apply.